Scamming???

A phone conversation...

Promoter: Hi, saya dari bla bla bla sdn bhd, saya call nih nk menerangkan la tentang satu polisi kami bla bla bla... Sblm tu boleh saya tau apa nama encik

Me: MRL...

Promoter: Ok, en mrl. kami ade polisi yg baru dilancarkan semlm... Hanya org terpilih je yg boleh join polisi ni... benefit die byk ye en mrl... antaranya bla bla bla... So, boleh saya tau alamat surat menyurat en mrl?

Me: "no rumah", "nama jalan" "poskod" "bandaraya" "negeri"... b.... <-- (cuba bertanya soalan tapi dipotong terus, kecewa)

Promoter: Ok ye en mrl... premium polisi ni hanya RM52 sahaja, dijamin xkan bertambah sehingga 20tahun seterusnya bla bla bla bla bla... ok, boleh saya tau kad debit en mrl valid sampai bila? ada tertulis dkt dpn kad encik...

Me: 01/15... s... <--(cubaan bertanya gagal lagi)

Promoter: no yang tertera dpn kad tu? Me: xxxx xxxx xxxx xxxx <-- (how stupid of me... again, tidak diberi peluang utk bertanya lagi)

Promoter: ok, dlm masa 14 hari dari sekarang en mrl akn terima satu black and white document dari kami tentang polisi ni. hari ini saya akn daftarkan nama en mrl terus kedalam sistem dan kad debit en mrl akan dicharge dlm next statement... setkt itu saj....

Me: tunggu dulu... tunggu dulu... saya ada soalan nih

Promoter: ye en mrl?

Me: maksudnya skang nih, nama saya terus didaftarkan, and saya akn dicharge RM52 kemudian baru saya dpt black and white utk decide sama ada nk teruskan atau x?

Promoter: kita ada satu tempoh untuk membatalkan polisi ini sekiranya en mrl x bersetuju slps baca black and white policy kami. kami x galakkan en berbuat demikian tapi en sebagai customer ada hak utk membatalkan polisi tersebut dan kami tak boleh berbuat apa2.

Me: Ok, kalo camtu saya xnk didaftarkan hari ni.

Promoter: Kenapa en mrl???? polisi kami bla bla bla bla bla...

Me: saya xperlukan polisi tersebut

Promoter: sekejap ye en mrl, saya pass en mrl dkt supervisor saya

Supervisor: Hi en mrl, polisi kami ni bla bla bla bla <-- (terang blk benda yg da terang lagi bersuluh)

Me: tapi saya xnk register hari ni

Supervisor: Kenapa en mrl xnk register?

Me: You guys dont even give me a chance to talk... You guys come and barge me with info and take my particulars like wanna scam me you know...

Supervisor: oh, so you're anger with our staff just now... it's ok... cmni en mrl, polisi kami bla bla bla bla...

Me: it's ok, I dont think it's necessary for me to take this policy.

Supervisor: so, en mrl xnk daftar? Me: yup... saya xnk daftar...

Supervisor: kalo mcm tu xpe la en mrl. *hang up*



ok, the conversation above maybe has been spiced up a little bit and person plus company involved are not disclosed.

the point is:-

1. this kind of business is allowed????????? I'm surprised.

2. they just take my particulars without me agreeing whether they should charge me or not, and then wanna charge me... yes, stupid of me also didn't ask first when I was asked about my particulars. But I can see this as a way of twisting words with unknowing people...

3. Not that I'm denying health/life insurance policy is good for you, especially what they offered me. I am actually about to accept the offer after listening to the explained benefit. But when you act suspiciously, I will seriously back off from the deal. The thing is, when it's too good to be true, It might have been a fantasy after all.

4. Seeing that, I am actually felt pretty stupid with me giving them some particulars, but the truth is I had no money in the said bank account. go on, charge if you can.

5. what makes me sad, this kind of business is conducted by an established group (as per claimed by the promoter)... kinda lost my trust with them now...